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travel ins

Many times I have had clients ask me when I have to buy a trip or travel medical insurance. What's the difference ?

Of course, there are significant differences , and therefore, as a rule, bought for different reasons. Understand that describe the advantage here is really short, so be sure and read all the information for the benefit of the entire program before you decide which one is for you.

Trip Cancelation : When the trip is canceled due to reasons beyond your control.

Travel Insurance : Payment is based on the cost of the trip , as a rule, up to $ 20,000
No Advantage: travel insurance

Trip Interruption : If your trip is canceled due to reasons beyond your control.

Travel Insurance : Payment is based on the cost of the trip - usually the amount of your trip
Travel insurance : Pays, to return to your area of ​​residence principle to a certain amount , usually $ 5000

Delay of travel: travel documents are lost or stolen passports, money or disaster quarantine physician injury or illness or that of your travel companion

Travel Insurance : Up to $ 500 per insured person
No Advantage: travel insurance

Luggage and personal belongings damage , loss or theft of baggage recorded or stored in a common carrier

Travel insurance : even during storage at your hotel. Usually pay up to $ 1,000 per person
Travel Insurance : I usually pay much less per person maximum

luggage delay

Travel Insurance : Will pay a certain amount, usually up to $ 100
No Advantage: travel insurance

Fuel Emergency Medical / Dental

Travel insurance : up to a specified amount usually something like $ 10,000
Travel insurance : up to a maximum policy

Emergency Medical Evacuation / Repatriation : reasonable expenses for evacuation to the nearest appropriate medical facility

Insurance : As a rule, up to $ 20,000
Travel insurance : up to an amount significantly higher travel insurance, something like $ 500,000

Emergency meeting or return of remains : You will pay for the return of dependent children or grandchildren , transport and housing for a family member to be in your bed

Traveled Ins. Usually pay up to $ 3000
Travel Ins:. Usually pay up to $ 50,000 , much higher than the travel insurance

General Media & D

Travel insurance : up to a specified amount , usually $ 100,000 per person
Travel insurance : up to a specified amount , usually $ 50,000 per person with a maximum of $ 250,000 per family

What does all this mean? Well , it seems that "insurance is specifically designed to protect your investment movement ( on airline tickets , cruise tickets , hotel costs , etc. ) is better than travel health insurance that does not cover it all.

If you are worried about your $ 5,000 investment on holiday this summer , you can purchase travel protection for approximately 4% ( depending on the age 0-49 ) value. That's $ 200 to protect our investment , not fraud .

At the same time , if a trip is delayed to have some protection against the same . Really useful for things such as the Icelandic volcanoes , earthquakes, strikes or aerial sudden outbursts of terrorist activities in the country planned to visit . For these three possibilities , cancelation and trip delay protection is worth it.

However , remember that travel insurance , like all insurance must be purchased before something happens , it is best to quickly get you to travel after payment .

WK Andover is the owner of a number of sites Travel Insurance and Global Health Insurance .

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